Remember how I wrote about the Citibank Clear Card just few days ago?

Brian called me up to ask me about it after seeing the ad placed at the side(*points to the right*).

I decided to call up to find out more about the card itself(yes, I do already have one clear card from Citibank), since Brian is looking for one to use for company expenses, which is a brilliant idea on his part since rather since it could detail the petty cash outflow neatly too.

Anyway, ah-ha, though I had never stated in my blog, but my attachment to a bank for the first 5 months of this year, was quite obviously Citibank since I had taken a picture just earlier on…

It was one of the best learning experiences I ever had, and of course, woohoo, the guys in shirts and ties made my attachment there a too great a one to miss(and of course, ahem, who can forget EBB and CBB?).

Of course, I didn’t quite mention how some silly corporate politics had denied me the chance to join the bank even though, I shall mention here now, that my contract was already in the status of churning out before the plans were halted.

You have no idea how great an opportunity it was for me, for someone who has absolutely no experience and track records, to offer a chance that was hard to come by.

I wanna thank the fabulous PotatomusMaximus who spent hours in Bebe with me(she wanna wallop me for wearing XS and size 0 clothes), just to wait for me to try finish almost every design in the shop(which I didn’t buy any of those haha).

Truth is, if I had less problems getting my credit card approved back then, I would have bought few of those fabulous pieces. If only they had launched the Citibank Clear Card back then I would have had an evening of retail therapy!

But oh well. It wasn’t meant to be.

But it was such a great experience with the ban that, I ended up opening an account with the bank, and am in the process of getting my dad to switch to it too.

It is not an easy bank to work with, definitely, but with its aggressive expansion(I am sure you guys noticed how you are seeing their names everywhere these days) in the pipelines, it may just well be beneficial for the clients.

Not long after, I was trying to get my Citibank Platinum Clear Card(I had opted for it simply because it looks the best despite the SMRT promotions hahahaha), but it was pretty hard since I had my PR status only last year.

Nonetheless, I met this fabulous guy when I was out with Minibean one day, and he was very patient to follow through the entire process for me. He was never pushy and he was consistent with his follow up even though he knew that application might not go through.

Eventually, he still met up with me to get the necessary documents, and followed through with the application.

It was approved on the day itself, and my card was ready on the next day.

(Hohoho. I am smart to remove the details!)

Citibank has a same-day collection policy, and if I had brought down my documents earlier(I brought down at 5pm that day), I could have collected it on the day itself!

And with the perks(remember how I went to Equinox with the Brats and we had like 70 bucks off the total bill?), and how I could have free entry to Zouk(haha! Brian can never laugh at me for not having a Velvet card like he does) because the card gives me free and priority entry. Man, I love that card.

And it doesn’t necessary to be the Platinum card, now, the Citibank Clear Card, brings you exclusive discounts and privileges at over 600 merchants, and you could enjoy the same privilege of entry to Velvet Underground!

You might want to know that it is 1-for-1 at Velvet and Winebar with this card too.

And the one-touch payment system, means your card is tied to your fingerprint, and I like the CSI-ish sound of it. You could just pay with your fingerprint even if you have forgotten to bring your Citibank Clear card out with you(which was what I did just last week).

So don’t do anything I wouldn’t do cos this card would also mean it is darn easy to track you down.

I had a hard time getting all my documents ready, and go through the tedious procedures of waiting for my income tax statement to be mailed to me as I was waiting for my card application.

And now???? Citibank is actually launching its Clear Card, a first of its kind, Citi Clear Card – A credit card for tertiary students or the employed, with no minimum income required!

Are you above 21 and just starting out your career and find that a credit card would be absolutely handy but still hadn’t hit your minimum income required?

Or are you over 18, a tertiary student but below 21 and feel that you are missing out?

Ah ha! No fear, if you are over 18, you could get your parents/guardians consent and you are eligible for the Citi Clear Card too!

That is absolute coolness can?

Of course I am not encouraging everyone to indulge in irrational spending with a credit card, it can be really tempting, I tell ya, though quite honestly, it doesn’t quite have any effects on me.

I am quite surprise how subdue I can be with the card, and my this month’s credit bill is a lousy $400 odd, which, I had tried to use wherever I go, even when I could have paid my McDee’s $9.60 bill with cash, I still opted for it so I could earn points for other perks. So it pretty much summarises my total spending for the month there.

To safeguard responsible spending, the limit would be capped $500, which I think is a very reasonable amount for students and those with monthly income below the normal cap.

And the payment of the bills is so easy. I either log on to the internet, or I just buzz down to any AXS machine for payment. *Snaps fingers* That easy.

Don’t forget to pay your bills!

Most importantly, be responsible with your spending, and don’t let the bills accumulated till they smother you. Bankruptcy is no laughing matter, and you can be surprised at what credit cards can do to you.

We might be calling up the chap who handled my application, and see if we could get a Citi Clear Card for Brian to use for company matters or not, cos it would make petty claims much more manageable.

Sigh. If only the Citi Clear Card was launched earlier, say, last year, and I would have certainly applied for it to tide over the pregnancy, and gotten a cot with the card for Minibean. It is amazing how $500 would have made a huge difference in times of need.

All in all, I am a satisfied Citibank’s customer, and I believe you would be too. Click HERE to check out the coolest credit card in town now, that would definitely set you apart from your fellow peers.